There are some steps that you must follow in order to be debt free, I think it is really important to be debt free as soon as possible, this would help you to stop worrying about your bills at the end of each month, and of course it would help you to happy thinking about can you do in the future. 

 Let me here to recommend this debt consolidation service that would help you in many ways to lower your bills and to be debt free within a very short time, this service is called 3debtconsolidation.com, I really recommend to take a look at this website to be more familliar with their services, I am sure you gonna like it so much. Remember that you are dealing with a professional team , so the services will be juct Perfect.  

Also, I don't want to forget here to tell you about their unique Suze Orman Tips Section, where you can find a lot of tips to help you t be debt free written by Suzan Oman Professional. Don't miss it, if you need more help with their services, all what you have to do is to contact the cusotmer care , they are ready to help you whenever you need help. Have a nice day